:root{--blue-900: #0a2a66;--blue-800: #0b3a8c;--blue-700: #1450b4;--blue-600: #1d6ff2;--blue-500: #2f8bff;--blue-100: #e8f1ff;--blue-050: #f2f7ff;--ink: #0f1b34;--muted: #5a6a86;--line: #dce6f5;--white: #ffffff;--shadow: 0 10px 30px rgba(13, 45, 110, .08);--shadow-lg: 0 20px 50px rgba(13, 45, 110, .14);--radius: 16px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Segoe UI,system-ui,-apple-system,sans-serif;color:var(--ink);background:var(--white);line-height:1.55}a{color:var(--blue-600);text-decoration:none}h1,h2,h3{color:var(--blue-900);line-height:1.15;margin:0 0 .5rem}.container{width:min(1140px,92%);margin-inline:auto}.section{padding:72px 0}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:700;color:var(--blue-600)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:none;border-radius:999px;padding:13px 26px;font-size:1rem;font-weight:700;cursor:pointer;transition:transform .15s ease,box-shadow .15s ease,background .15s ease}.btn-primary{background:var(--blue-600);color:var(--white);box-shadow:0 8px 20px #1d6ff24d}.btn-primary:hover{background:var(--blue-700);transform:translateY(-1px)}.btn-ghost{background:var(--white);color:var(--blue-700);border:1.5px solid var(--blue-600)}.btn-ghost:hover{background:var(--blue-050)}.btn:disabled{opacity:.6;cursor:not-allowed;transform:none}.navbar{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.9);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}.navbar .inner{display:flex;align-items:center;justify-content:space-between;height:76px}.brand{display:flex;align-items:center;gap:12px;font-weight:800;font-size:1.25rem;color:var(--blue-900)}.brand-logo-img{width:64px;height:64px;border-radius:50%;object-fit:cover;box-shadow:0 4px 14px #0d2d6e2e;border:2.5px solid rgba(255,255,255,.9);flex-shrink:0;transition:transform .2s ease}.brand-logo-img:hover{transform:scale(1.05)}.brand .mark{width:36px;height:36px;border-radius:10px;background:linear-gradient(135deg,var(--blue-600),var(--blue-800));color:#fff;display:grid;place-items:center;font-weight:800;font-size:.95rem;letter-spacing:-.5px;box-shadow:0 4px 12px #1d6ff240;flex-shrink:0}.nav-links{display:flex;gap:28px;align-items:center}.nav-links a{color:var(--ink);font-weight:600;font-size:.95rem}.nav-links a:hover{color:var(--blue-600)}@media (max-width: 780px){.nav-links{display:none}}.hero{background:linear-gradient(160deg,var(--blue-800),var(--blue-600));color:#fff;padding:84px 0 96px;position:relative;overflow:hidden}.hero h1{color:#fff;font-size:clamp(2.2rem,5vw,3.4rem);max-width:15ch}.hero p.lead{font-size:1.15rem;color:#dbe8ff;max-width:52ch;margin-bottom:28px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap}.hero-stats{display:flex;gap:40px;margin-top:44px;flex-wrap:wrap}.hero-stats .num{font-size:1.8rem;font-weight:800}.hero-stats .lbl{color:#cfe0ff;font-size:.9rem}.tabs{display:inline-flex;background:rgba(255,255,255,.15);border-radius:999px;padding:5px;margin-bottom:26px}.tabs button{border:none;background:transparent;color:#eaf1ff;padding:9px 22px;border-radius:999px;font-weight:700;cursor:pointer}.tabs button.active{background:#fff;color:var(--blue-700)}.grid{display:grid;gap:22px}.grid.cols-3{grid-template-columns:repeat(3,1fr)}.grid.cols-4{grid-template-columns:repeat(4,1fr)}@media (max-width: 900px){.grid.cols-3,.grid.cols-4{grid-template-columns:1fr}}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}.step-num{width:38px;height:38px;border-radius:10px;background:var(--blue-100);color:var(--blue-700);font-weight:800;display:grid;place-items:center;margin-bottom:14px}.section-head{text-align:center;max-width:620px;margin:0 auto 44px}.section-head h2{font-size:clamp(1.7rem,3.5vw,2.4rem)}.section-head p{color:var(--muted);font-size:1.05rem}.muted{color:var(--muted)}.alt-bg{background:var(--blue-050)}.calc-wrap{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:stretch}@media (max-width: 900px){.calc-wrap{grid-template-columns:1fr}}.field{margin-bottom:16px}.field label{display:block;font-weight:600;font-size:.9rem;margin-bottom:6px;color:var(--ink)}.field input,.field select{width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:10px;font-size:1rem;color:var(--ink);background:#fff;transition:border .15s ease,box-shadow .15s ease}.field input:focus,.field select:focus{outline:none;border-color:var(--blue-500);box-shadow:0 0 0 3px #2f8bff2e}.field .err{color:#c0392b;font-size:.82rem;margin-top:4px}.result-panel{background:linear-gradient(160deg,var(--blue-800),var(--blue-600));color:#fff;border-radius:var(--radius);padding:30px;display:flex;flex-direction:column;justify-content:center}.result-panel .big{font-size:2.6rem;font-weight:800}.result-panel .row{display:flex;justify-content:space-between;padding:10px 0;border-top:1px solid rgba(255,255,255,.2);color:#eaf1ff}.offer{display:grid;grid-template-columns:auto 1fr auto;gap:22px;align-items:center}@media (max-width: 780px){.offer{grid-template-columns:1fr;text-align:center}}.offer .logo{width:58px;height:58px;border-radius:14px;background:var(--blue-100);color:var(--blue-700);font-weight:800;font-size:1.2rem;display:grid;place-items:center}.offer .metrics{display:flex;gap:30px;flex-wrap:wrap}@media (max-width: 780px){.offer .metrics{justify-content:center}}.metric .v{font-size:1.35rem;font-weight:800;color:var(--blue-800)}.metric .k{font-size:.78rem;color:var(--muted);text-transform:uppercase;letter-spacing:.05em}.badge{display:inline-block;padding:3px 10px;border-radius:999px;font-size:.75rem;font-weight:700}.badge.best{background:#e6f7ee;color:#167a4a}.badge.no{background:#fdecec;color:#c0392b}.stars{color:#f5a623;font-weight:700}.faq-item{border-bottom:1px solid var(--line);padding:18px 0}.faq-q{display:flex;justify-content:space-between;align-items:center;cursor:pointer;font-weight:700;color:var(--blue-900)}.faq-a{color:var(--muted);padding-top:10px}.footer{background:var(--blue-900);color:#cdd9f0;padding:54px 0 30px}.footer h4{color:#fff;margin-bottom:14px;font-size:1rem}.footer a{color:#cdd9f0;display:block;padding:5px 0;font-size:.92rem}.footer a:hover{color:#fff}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:20px;font-size:.85rem;text-align:center;color:#93a6cc}.toast{background:#e6f7ee;border:1px solid #b7e4cc;color:#167a4a;padding:14px 18px;border-radius:12px;font-weight:600;margin-top:14px}.range-value{font-weight:700;color:var(--blue-700)}.dash{display:grid;grid-template-columns:250px 1fr;min-height:100vh;background:var(--blue-050)}@media (max-width: 820px){.dash{grid-template-columns:1fr}}.dash-side{background:linear-gradient(180deg,var(--blue-900),var(--blue-800));color:#fff;padding:24px 20px;display:flex;flex-direction:column}.dash-nav{display:flex;flex-direction:column;gap:4px}.dash-nav a{color:#c6d4f0;padding:11px 14px;border-radius:10px;font-weight:600;font-size:.94rem}.dash-nav a:hover,.dash-nav a.active{background:rgba(255,255,255,.12);color:#fff}.dash-main{padding:32px 36px}@media (max-width: 620px){.dash-main{padding:22px 18px}}.dash-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:26px;gap:16px;flex-wrap:wrap}.stat-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:16px;margin-bottom:26px}.stat-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px;box-shadow:var(--shadow)}.stat-card.accent{background:linear-gradient(150deg,var(--blue-700),var(--blue-500));color:#fff;border:none}.stat-value{font-size:1.9rem;font-weight:800;color:var(--blue-900);line-height:1.1}.stat-card.accent .stat-value{color:#fff}.stat-label{font-size:.82rem;color:var(--muted);text-transform:uppercase;letter-spacing:.04em;margin-top:6px}.stat-card.accent .stat-label{color:#dbe8ff}.split-head{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap}.bar{display:flex;height:16px;border-radius:999px;overflow:hidden;margin:14px 0 10px;background:var(--blue-100)}.bar-new{background:var(--blue-600)}.bar-refi{background:#8fb8ff}.legend{display:flex;gap:20px;font-size:.85rem;color:var(--muted)}.legend .dot{display:inline-block;width:10px;height:10px;border-radius:50%;margin-right:6px}.dot.new{background:var(--blue-600)}.dot.refi{background:#8fb8ff}.filter-pills{display:flex;gap:8px}.pill{border:1.5px solid var(--line);background:#fff;color:var(--muted);padding:6px 14px;border-radius:999px;font-weight:600;font-size:.85rem;cursor:pointer;text-transform:capitalize}.pill.active{background:var(--blue-600);border-color:var(--blue-600);color:#fff}.table-wrap{overflow-x:auto}.data-table{width:100%;border-collapse:collapse;font-size:.9rem}.data-table th{text-align:left;padding:12px 14px;color:var(--muted);font-weight:700;font-size:.78rem;text-transform:uppercase;letter-spacing:.04em;border-bottom:2px solid var(--line);white-space:nowrap}.data-table td{padding:13px 14px;border-bottom:1px solid var(--line);vertical-align:middle}.data-table tr:hover td{background:var(--blue-050)}.small{font-size:.8rem}.tag{display:inline-block;padding:3px 10px;border-radius:999px;font-size:.76rem;font-weight:700}.tag.new{background:var(--blue-100);color:var(--blue-700)}.tag.refinance{background:#e6f7ee;color:#167a4a}.link-danger{background:none;border:none;color:#c0392b;font-weight:600;cursor:pointer;font-size:.86rem}.link-danger:hover{text-decoration:underline}.rate-input{width:92px;padding:8px 10px;border:1.5px solid var(--line);border-radius:8px;font-size:.92rem;color:var(--ink)}.rate-input:focus{outline:none;border-color:var(--blue-500);box-shadow:0 0 0 3px #2f8bff2e}.btn-sm{padding:8px 16px;font-size:.86rem}.mini-logo{width:34px;height:34px;border-radius:8px;background:var(--blue-100);color:var(--blue-700);font-weight:800;font-size:.7rem;display:grid;place-items:center}.field.err.small{font-size:.76rem;margin-top:4px}